Among agents there were a lot of talks that David vs Goliath in agent’s legal fights with Allstate, when the NAPAA suit was initiated more than two years. This is wishful thinking in the sense we do not have a David-attorney who is capable of countering in court Allstate’s bullying of its agents. That is not to say that Allstate is invincible in the court of law. In fact, many agents’ attorneys have been successful in forcing Allstate for a settlement. But there is not a legal pathway, created by a David-attorney, to be followed to do legal battles with Allstate.
I had looked for a David-attorney but could not find one, after talking to more than ten attorneys. I was forced to go pro se. I was as innocent or ignorant as a newborn babe as far as writing and submitting a complaint in the court of law. But I had an unswerving belief that what Allstate did to me was wrong and had violated the common practice of the American marketplace in the sense that one could only buy out (in Allstate expression “bay back”) but not appropriate the economic interest of another person and could not “chop off” a percentage of the economic interest by claim birth defect of those policies written by employee-agents. I did not know or understand the legal foundation of my unswerving belief. Two years into the battle, I have come to a better understanding of this foundation. That is, I have some knowledge of the laws, even though it is piecemeal. An in-depth legal education and training are beyond the feeble body of a 75-year-old man, who thus still is looking for his David-attorney.
While waiting for my dream David, I have a formidable Goliath right in front of me and must arm myself with legal and court knowledge. In discovery I was compelled to take a deep look at the R3001S agreement I signed with Allstate and found some issues, which had caused me thunderstruck-Ly dumbfounded. In the subsequent posts, I shall list those elements which have thunderstruck me.