{"id":462,"date":"2022-06-29T19:52:16","date_gmt":"2022-06-29T19:52:16","guid":{"rendered":"https:\/\/paulyshao.com\/?p=462"},"modified":"2022-08-25T19:15:44","modified_gmt":"2022-08-25T19:15:44","slug":"ochoa-et-al-v-allstate-et-al","status":"publish","type":"post","link":"https:\/\/archive.paulyshao.com\/?p=462","title":{"rendered":"Ochoa, et al. v. Allstate, et al."},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"462\" class=\"elementor elementor-462\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-266ae8e5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"266ae8e5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-48820409\" data-id=\"48820409\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f34418f elementor-widget elementor-widget-text-editor\" data-id=\"6f34418f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<p><b style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif;\"><span style=\"font-size: 20.0pt; line-height: 107%;\">At<\/span><\/b> issue is whether Allstate can single out Ochoa and his staff for special underwriting requirements; in this case, to go beyond the six-month requirement of proof of prior insurance before binding the policy \u2013 as Allstate requires all its agents to do. Allstate allegedly imposed a go-beyond requirement on Ochoa, who was Spanish, and allegedly accused him of falsifying the information beyond the six-month period. As usual, Allstate did not provide Ochoa the evidence supporting this accusation and thus gave him a chance to defend himself. Instead, they sent a letter to TN Department of Commerce and Insurance, announcing that Ochoa was terminated with cause due to \u201cproviding false information to the company\u201d without the supporting documentation enclosed. Sadly, the Dept. did not ask for the supporting documents from Allstate and gave them to Ochoa for him to learn the evidence and gave him a chance to defend himself. It is quite lawful for a company in the private sector to deny due process; it is quite deplorable for a Dept. of the public sector to fail offering an accused the opportunity of due process to defend himself.<\/p>\n<p>The Territory Sales Leader Eric Harvey was a co-defendant because he allegedly initiated a company contest for auto production and promised to award an iPad to the winner. Ochoa won but, instead of an iPad, was allegedly given a $25 BP gift card. Harvey allegedly placed roadblock on Ochoa\u2019s sales of his agency to his former boss, an Allstate agent-owner, whom Ochoa had worked as a subagent before becoming independent, and who thus withdrew his offer to buy. Harvey allegedly refused to give Ochoa the routine business reports of lost ratio, retention, etc., which were essential for the sale of an agency.<\/p>\n<p>The case was settled on 5\/14\/12, one year 2 months and 3 days after the filing of the complaint on 3\/11\/11. Relatively speedy for an agent v Allstate lawsuit.<\/p>\n<p>\u00a0<\/p>\n<p><\/p>\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" style=\"width: 100%; height: 600px;\" data=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/1-Fed-1-Complaint-3-11-11-to-5-14-12.pdf\" type=\"application\/pdf\" width=\"300\" height=\"150\" aria-label=\"Embed of Embed of 1-Fed-1-Complaint-3-11-11-to-5-14-12..\"><\/object><a id=\"wp-block-file--media-db8d76a2-1be5-4b6e-afe6-38d383c2d940\" href=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/1-Fed-1-Complaint-3-11-11-to-5-14-12.pdf\">1-Fed-1-Complaint-3-11-11-to-5-14-12<\/a><a class=\"wp-block-file__button\" href=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/1-Fed-1-Complaint-3-11-11-to-5-14-12.pdf\" download=\"\" aria-describedby=\"wp-block-file--media-db8d76a2-1be5-4b6e-afe6-38d383c2d940\">Download<\/a><\/div>\n<p><\/p>\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" style=\"width: 100%; height: 600px;\" data=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/2-Fed-16-Answer-to-Complaint-5-2-11.pdf\" type=\"application\/pdf\" width=\"300\" height=\"150\" aria-label=\"Embed of Embed of 2-Fed-16-Answer-to-Complaint-5-2-11..\"><\/object><a id=\"wp-block-file--media-5fc72c1c-5ab9-4a9e-8c8b-e2359d7256a1\" href=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/2-Fed-16-Answer-to-Complaint-5-2-11.pdf\">2-Fed-16-Answer-to-Complaint-5-2-11<\/a><a class=\"wp-block-file__button\" href=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/2-Fed-16-Answer-to-Complaint-5-2-11.pdf\" download=\"\" aria-describedby=\"wp-block-file--media-5fc72c1c-5ab9-4a9e-8c8b-e2359d7256a1\">Download<\/a><\/div>\n<p><\/p>\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" style=\"width: 100%; height: 600px;\" data=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/3-Fed-20-Order-for-Trial-5-24-11.pdf\" type=\"application\/pdf\" width=\"300\" height=\"150\" aria-label=\"Embed of Embed of 3-Fed-20-Order-for-Trial-5-24-11..\"><\/object><a id=\"wp-block-file--media-26b72aee-b0cd-4a82-9d74-66ab1acd3841\" href=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/3-Fed-20-Order-for-Trial-5-24-11.pdf\">3-Fed-20-Order-for-Trial-5-24-11<\/a><a class=\"wp-block-file__button\" href=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/3-Fed-20-Order-for-Trial-5-24-11.pdf\" download=\"\" aria-describedby=\"wp-block-file--media-26b72aee-b0cd-4a82-9d74-66ab1acd3841\">Download<\/a><\/div>\n<p><\/p>\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" style=\"width: 100%; height: 600px;\" data=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/4-Fed-21-Initial-Management-Order-5-24-11.pdf\" type=\"application\/pdf\" width=\"300\" height=\"150\" aria-label=\"Embed of Embed of 4-Fed-21-Initial-Management-Order-5-24-11..\"><\/object><a id=\"wp-block-file--media-35b37ea1-0ad8-4a06-bc2d-fe07b1ed116b\" href=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/4-Fed-21-Initial-Management-Order-5-24-11.pdf\">4-Fed-21-Initial-Management-Order-5-24-11<\/a><a class=\"wp-block-file__button\" href=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/4-Fed-21-Initial-Management-Order-5-24-11.pdf\" download=\"\" aria-describedby=\"wp-block-file--media-35b37ea1-0ad8-4a06-bc2d-fe07b1ed116b\">Download<\/a><\/div>\n<p><\/p>\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" style=\"width: 100%; height: 600px;\" data=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/5-Fed-24-Stipulated-Protective-Order-8-25-11.pdf\" type=\"application\/pdf\" width=\"300\" height=\"150\" aria-label=\"Embed of Embed of 5-Fed-24-Stipulated-Protective-Order-8-25-11..\"><\/object><a id=\"wp-block-file--media-a977fb3d-7a95-4c25-9dcf-68c81b8398df\" href=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/5-Fed-24-Stipulated-Protective-Order-8-25-11.pdf\">5-Fed-24-Stipulated-Protective-Order-8-25-11<\/a><a class=\"wp-block-file__button\" href=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/5-Fed-24-Stipulated-Protective-Order-8-25-11.pdf\" download=\"\" aria-describedby=\"wp-block-file--media-a977fb3d-7a95-4c25-9dcf-68c81b8398df\">Download<\/a><\/div>\n<p><\/p>\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" style=\"width: 100%; height: 600px;\" data=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/6-Fed-25-Stipulation-of-Dismissal-Settled-5-14-12.pdf\" type=\"application\/pdf\" width=\"300\" height=\"150\" aria-label=\"Embed of Embed of 6-Fed-25-Stipulation-of-Dismissal-Settled-5-14-12..\"><\/object><a id=\"wp-block-file--media-2aa765e4-631d-4f45-8164-a6ed237ce29f\" href=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/6-Fed-25-Stipulation-of-Dismissal-Settled-5-14-12.pdf\">6-Fed-25-Stipulation-of-Dismissal-Settled-5-14-12<\/a><a class=\"wp-block-file__button\" href=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/6-Fed-25-Stipulation-of-Dismissal-Settled-5-14-12.pdf\" download=\"\" aria-describedby=\"wp-block-file--media-2aa765e4-631d-4f45-8164-a6ed237ce29f\">Download<\/a><\/div>\n<p><\/p>\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" style=\"width: 100%; height: 600px;\" data=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/7-Fed-Docket-3-21-21.pdf\" type=\"application\/pdf\" width=\"300\" height=\"150\" aria-label=\"Embed of Embed of 7-Fed-Docket-3-21-21..\"><\/object><a id=\"wp-block-file--media-83102f85-d237-41b1-a3df-d9be8d1f3c18\" href=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/7-Fed-Docket-3-21-21.pdf\">7-Fed-Docket-3-21-21<\/a><a class=\"wp-block-file__button\" href=\"https:\/\/paulyshao.com\/wp-content\/uploads\/2022\/06\/7-Fed-Docket-3-21-21.pdf\" download=\"\" aria-describedby=\"wp-block-file--media-83102f85-d237-41b1-a3df-d9be8d1f3c18\">Download<\/a><\/div>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aea8eb0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aea8eb0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fee2eae\" data-id=\"fee2eae\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>At issue is whether Allstate can single out Ochoa and his staff for special underwriting requirements; in this case, to go beyond the six-month requirement of proof of prior insurance before binding the policy \u2013 as Allstate requires all its agents to do. Allstate allegedly imposed a go-beyond requirement on Ochoa, who was Spanish, and&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","content-type":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[30,23,15],"tags":[],"class_list":["post-462","post","type-post","status-publish","format-standard","hentry","category-f-suit","category-my-data","category-other-suits"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ochoa, et al. v. Allstate, et al. - Why Go Pro Se Litigant at Age 74<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/paulyshao.com\/?p=462\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ochoa, et al. v. Allstate, et al. - Why Go Pro Se Litigant at Age 74\" \/>\n<meta property=\"og:description\" content=\"At issue is whether Allstate can single out Ochoa and his staff for special underwriting requirements; in this case, to go beyond the six-month requirement of proof of prior insurance before binding the policy \u2013 as Allstate requires all its agents to do. 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